Repossession Attorney in Washington, D.C.

Vehicle Loans and D.C. Filings

Consumer cases are filed in the U.S. Bankruptcy Court for the District of Columbia. The automatic stay generally begins at filing and can pause a repossession that has not already occurred.

Exemption choice — D.C. or federal — can decide how much vehicle equity is protected in Chapter 7. That election is made before we file, not after a trustee meeting.

When Chapter 13 Is the Better Tool

If the note is behind, or if keeping this particular vehicle is what keeps income coming in, Chapter 13 is usually the chapter we model first. The plan payment has to fit District living costs.

Frequently Asked Questions

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