D.C. foreclosure

Foreclosure Attorney in Washington, D.C.

A D.C. Chapter 13 plan consolidates what you are behind on — mortgage arrears, taxes, car notes — into one court-protected payment. Foreclosure sales in the District stop on filing day when the case is timely.

Washington, D.C. bankruptcy attorney Stephen A. Thomas

District Foreclosure Has a Clock

D.C. foreclosure procedure gives a well-timed filing real leverage. Rowhouses, condos, and co-ops each present different equity and association-fee issues; the filing still has to land before the sale.

Chapter 13 is the chapter built to keep a home that is behind. Chapter 7 remains available when unsecured debt is the crisis and equity is protectable under D.C. or federal exemptions.

Plans Built on District Living Costs

Your plan payment reflects actual D.C. rent or mortgage, transportation, and household size — not a national form. That is why the F Street consultation runs the numbers before anyone promises a payment you cannot live with.

Frequently Asked Questions

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Stephen A. Thomas, PLLC

Call (202) 894-2929 to discuss your legal needs and schedule a consultation.

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Areas Served

Washington, D.C., Maryland, and Michigan.

Choose your market for local court, service-area, and office information. Stephen A. Thomas is licensed in Washington, D.C., Maryland, and Michigan.