District Foreclosure Has a Clock
D.C. foreclosure procedure gives a well-timed filing real leverage. Rowhouses, condos, and co-ops each present different equity and association-fee issues; the filing still has to land before the sale.
Chapter 13 is the chapter built to keep a home that is behind. Chapter 7 remains available when unsecured debt is the crisis and equity is protectable under D.C. or federal exemptions.
Plans Built on District Living Costs
Your plan payment reflects actual D.C. rent or mortgage, transportation, and household size — not a national form. That is why the F Street consultation runs the numbers before anyone promises a payment you cannot live with.
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