Question 1

How much does it cost to file bankruptcy in Detroit?

Accepted Answer

Court filing fees are set federally ($338 for Chapter 7, $313 for Chapter 13), and attorney fees depend on your case. We explain every cost in your free consultation before you commit to anything.

Question 2

Will I lose my house or car if I file?

Accepted Answer

Usually not. Michigan exemptions protect most homes and vehicles, and Chapter 13 exists specifically to stop foreclosure and let you catch up on payments while you keep your property.

Question 3

Chapter 7 vs Chapter 13 — which one is right for me?

Accepted Answer

Chapter 7 wipes out unsecured debt like credit cards and medical bills in a few months. Chapter 13 reorganizes your debt into a 3–5 year repayment plan and is the tool for saving a home from foreclosure. Where you fit depends on income, assets, and goals — that's what the consultation determines.

Question 4

How fast can you stop a garnishment or foreclosure?

Accepted Answer

The moment your case is filed, the court's automatic stay takes effect — creditors must stop garnishments, repossessions, and foreclosure sales immediately.

Question 5

Do you handle cases outside Detroit?

Accepted Answer

Yes — we serve Wayne County and metro Detroit from our Grand River Avenue office, maintain a Washington, D.C. office for D.C. matters, and meet Maryland clients at our Silver Spring, MD office.

Detroit Bankruptcy Attorney Get a Fresh Start

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Stop Foreclosure

Stop Repossession

Stop Garnishment

Avoid Probate

Protect Your Family

Preserve Your Legacy

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Let’s find the right solution together.

Here when you need us.

Detroit, MI

Washington, D.C.

Silver Spring, MD

Bankruptcy Questions, Answered