Foreclosure and tax-sale calendars
These are date-driven. Chapter 13 is the usual stay-and-catch-up structure. We will not treat a sale notice as junk mail.
Residential · Washington, D.C.
Stephen A. Thomas: Bankruptcy Attorney Serving Anacostia, DC
East of the river | Home preservation | D.C. Bankruptcy Court
Anacostia and nearby Ward 8 households more often come in to keep a house than to optimize a condo. Tax sales, foreclosure notices, and D.C. exemption choice are the consult — not a generic ‘debt relief’ script.
- 35+ yearsLicensed legal practice
- Free consultConfidential case review
- F StreetOffice at 20 F St NW Ste 700
- VerifyD.C. Bar member directory
Local landscape
How Anacostia cases actually look
Owner-occupied homes east of the Anacostia River can have modest market values and still be the family’s only wealth. Chapter 13 is frequently the right chapter: stop a sale, catch up arrears, keep the house. Chapter 7 remains available when unsecured debt is the crisis and equity is protectable under the better exemption scheme.
Development pressure near the river and Navy Yard does not change the Bankruptcy Code, but it can change what a house is worth on the petition date. We use realistic values, not neighborhood-boost marketing flyers.
The F Street office is across the river via Metro or the freeway. Distance is not a reason to delay a sale date. Call (855) 940-2265 with the notice in hand.
Why Anacostia is not a cloned city page
Problems Anacostia residents bring to consultation
Inherited houses with mixed title
Heirs, missing deeds, and relatives on title have to be unwound before a petition is accurate. Bring whatever paperwork you have.
Utility shutoffs and unsecured debt
Old utility balances and credit cards can be Chapter 7 problems even when the house is current. We separate the house problem from the unsecured problem.
Court & process
District of Columbia practice
Anacostia cases file in the U.S. Bankruptcy Court for the District of Columbia. D.C. vs. federal exemptions are still compared. Maryland practice is the wrong venue for a D.C. resident.
How we can help in Anacostia
Service lines for Anacostia, DC residents
Emergency filing pressure
- D.C. foreclosure sale, garnishment, or lawsuit already pending
- Automatic stay on filing day
- F Street consultations or phone when the calendar is short
Chapter 7 bankruptcy
- D.C. or federal exemption election before we file
- Discharge qualifying credit cards, medical bills, and personal loans
- Means test using District median-income figures
Chapter 13 bankruptcy
- Stop a District foreclosure and catch up on arrears
- Plan payment built on actual D.C. living costs
- Rowhouse, condo, and co-op fact patterns
Office access
Getting to F Street from Anacostia
Green Line to L’Enfant or Union Station, or drive across the river to 20 F St NW Ste 700. If a sale date is close, say so when you call (855) 940-2265 so we can prioritize the consult.
Stephen A. Thomas, PLLC
Call (855) 940-2265 to discuss a Anacostia matter.
Nearby communities
Related pages near Washington, D.C.
Direct answers
Anacostia questions
Can Chapter 13 stop a D.C. foreclosure in Anacostia?
If the case is filed before the sale, the automatic stay generally stops the sale, and a feasible Chapter 13 plan can propose catching up arrears over three to five years while you stay in the home.
What if the house is in a relative’s name?
Title has to be accurate on the petition. We will not file around a messy deed. Bring death certificates, wills, or probate papers if you have them.
Do I have to come downtown?
Phone consultations are available. For a sale-date case we still need documents quickly. The office is at 20 F St NW Ste 700.
Anacostia
Schedule a consultation
Call (855) 940-2265 or send the form. Mention you are in Anacostia so we can apply the right court and exemption rules.