Chapter 13 in Montgomery County: Protect Your Home, Reset Your Debt
A timely Chapter 13 filing in the District of Maryland may pause a foreclosure sale and allow missed mortgage payments to be addressed while you remain in the home. That is a different tool from a Montgomery County loan-modification packet that depends on the lender saying yes.
Built for Maryland Incomes and Maryland Housing Costs
Your plan payment reflects your actual Montgomery County or Prince George’s County budget, not a creditor’s demand letter. If home equity exceeds what a Chapter 7 would protect, Chapter 13 is often how Bethesda and Rockville homeowners keep the house.
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Stephen A. Thomas, PLLC
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