Chapter 13 Bankruptcy Attorney in Detroit

Stop Foreclosure and Keep Your Home

Chapter 13 is Detroit's foreclosure-defense workhorse. Filing stops a sheriff's sale immediately, then folds your missed mortgage payments into a 3-to-5-year repayment plan you can actually afford — while you stay in your home.

Built Around Your Real Budget

Your plan payment is based on your actual income and necessary living expenses, not what creditors demand. Car loans can often be restructured, and tax debt can be handled inside the plan.

Chapter 13 vs. Loan Modification

A modification depends on your lender saying yes. Chapter 13 doesn't ask — the protection is court-ordered from the day of filing. Many clients pursue both: the plan protects the house while a modification is negotiated.

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