Debt relief

Debt Relief Attorney — Choose Your Office

Garnishments, lawsuits, and collector calls can be stopped. Choose the office that serves your case.

Attorney Stephen A. Thomas

Choose Your Office

Debt relief tools depend on local collection law and the court that will hear your case.

Garnishments, Lawsuits, and Collector Calls — Stopped

If a creditor has sued you or is garnishing your paycheck, you have more options than they want you to know. Depending on your situation we use bankruptcy's automatic stay, exemption protections, or direct negotiation to stop the bleeding and reset the board.

Debt Settlement vs. Bankruptcy — the Honest Comparison

Debt settlement companies take monthly fees while your credit burns and lawsuits continue. Bankruptcy is court-ordered, immediate, and final. In a free consultation we'll run your numbers both ways and show you the true cost of each path — then you decide.

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Office locations

Here when you need us.

Serving clients from offices in Washington, D.C., Detroit, MI, and Silver Spring, MD.