Debt relief

Debt Relief Attorney — Choose Your Market

Garnishments, lawsuits, and collector calls can be stopped. Choose the market where your matter belongs.

Attorney Stephen A. Thomas

Choose Your Market

Debt relief tools depend on local collection law and the court that will hear your case.

Garnishments, Lawsuits, and Collector Calls — Stopped

If a creditor has sued you or is garnishing your paycheck, several legal options may be available. Depending on the situation, those options may include bankruptcy’s automatic stay, exemption protections, or direct negotiation.

Debt Settlement vs. Bankruptcy — the Honest Comparison

Debt settlement companies take monthly fees while your credit burns and lawsuits continue. Bankruptcy is court-ordered, immediate, and final. In a free consultation we'll run your numbers both ways and show you the true cost of each path — then you decide.

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Areas Served

Washington, D.C., Maryland, and Michigan.

Choose your market for local court, service-area, and office information. Stephen A. Thomas is licensed in Washington, D.C., Maryland, and Michigan.